Process

Crop Loan Credit Appraisal Tool from Nirdhan Utthan Bank

The following document contains a credit appraisal tool that can be adapted and utilized by financial institutions to appraise crop loans.

Nepali (PDF)

Arachide Technical Card: BNDA Technical Assistance Project

The following technical card includes a detailed agronomic description for the specified commodity.

Dairy Loan Credit Appraisal Tool from Nirdhan Utthan Bank

The following document contains a credit appraisal tool that can be adapted and utilized by financial institutions to appraise dairy loans.

Nepali (PDF)

Livestock Credit Analysis Tool: BNDA Technical Assistance Project

The following documents includes guidelines and/or checklists for credit assessments and analysis.

SME Credit Analysis Tool _Livestock_BNDA_0.xlsx

Soja Technical Card: BNDA Technical Assistance Project

The following technical card includes a detailed agronomic description for the specified commodity.

Sesame Technical Card: BNDA Technical Assistance Project

The following technical card includes a detailed agronomic description for the specified commodity.

Crop Credit Analysis Tool: BNDA Technical Assistance Project

The following document includes guidelines and/or checklists for credit assessments and analysis.

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The Lending Process: Step-by-Step

This matrix helps loan officers to consider all of the steps in the lending process, starting with identification of new customers through loan approval to loan monitoring.   

English (PDF)

Client Screening Form

This is a very simple template that shows a series of criteria used to pre-screen loan applicants.

English (PDF)

Agricultural Lending Guidelines

This tool presents an extended description of how to identify and evaluate a potential client. It is highly descriptive of the process that bank staff should go through to gather, organize, and analyze information from the farming household.

English (PDF)

Smallholder Agricultural Producers Application Form

This is an example of an application form that a bank could use for loans to smallholder producers. The application is comprehensive, yet concise.

English (PDF)

Loan Disbursement Strategy

This worksheet helps a loan officer to plan out a customer’s loan disbursements, providing an example to illustrate proper loan timing of loan tranches and disbursement.

English (PDF)