Process

Micro and Commercial Client Credit Scoring Tools from Centenary Bank

The following credit scoring tools are designed to assist in assessing loan applications of agricultural clients in the micro and commercial agriculture segments. The tools assist loan officers in assessing risk of agriculture clients based on...

Maraichage Technical Card: BNDA Technical Assistance Project

The following technical card includes a detailed agronomic description for the specified commodity.

French (PDF)

Irrigation Loan Credit Monitoring Tool from Nirdhan Utthan Bank

The following document contains a credit monitoring tool that can be adapted and utilized by financial institutions to appraise irrigation loans.   

Nepali (PDF)

Mais Technical Card: BNDA Technical Assistance Project

The following technical card includes a detailed agronomic description for the specified commodity.

Dairy Loan Credit Monitoring Tool from Nirdhan Utthan Bank

The following document contains a credit monitoring tool that can be adapted and utilized by financial institutions to appraise dairy loans.

Nepali (PDF)

Karite Technical Card: BNDA Technical Assistance Project

The following technical card includes a detailed agronomic description for the specified commodity.

Irrigation Loan Credit Appraisal Tool from Nirdhan Utthan Bank

The following document contains a credit appraisal tool that can be adapted and utilized by financial institutions to appraise irrigation loans.

Nepali (PDF)

Irish Potato Sector Document: BPR Technical Assistance Project

The Irish potato sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement,...

English (PDF)

Maize Sector Document: BPR Technical Assistance Project

The maize sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement,...

English (PDF)

Passion Fruit Sector Document: BPR Technical Assistance Project

The passion fruit sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement,...

English (PDF)

Pineapple Sector Document: BPR Technical Assistance Project

The pineapple sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement,...

English (PDF)

Pyrethrum Sector Document: BPR Technical Assistance Project

The pyrethrum sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement,...

English (PDF)

Banana Sector Document: BPR Technical Assistance Project

The banana sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement,...

English (PDF)

Bean Sector Document: BPR Technical Assistance Project

The bean sector lending document discusses the characteristics, production volume, and relevant national facts and figures of the commodity. The sector note also describes the value chain linkages (from production to market), arrangement, activities...

English (PDF)

Credit Administration Criteria

These guidelines support appropriate credit administration and credit documentation practices through specific procedures and actions.

(English, PDF)

Risk Management Rating Key

This excel spreadsheet support an example of how you can establish an enterprise risk management rating key. Download and customize to your specific needs.

English (XLS)

Credit Analysis for Agricultural Lending

This course was published in 1985 under the auspices of the American Bankers Association, and was co-authored by David Kohl, a recognized agricultural credit expert. This course was designed as agricultural lending “101” for U.S. farm banks: a...

English (PDF)

Credit Analysis for Agricultural Lending Instructor’s Manual

The instructor’s manual accompanies the course of the same name and includes detailed lesson plans, case study notes, and step-by-step instructions for getting the most out of the course. Thinking of developing a basic agricultural credit course...

English (PDF)

Agricultural Credit File

This document is an actual credit file of a farmer borrower at a U.S. bank, from 1951. It is fun and interesting just as a piece of history. More practically, it shows the level of detail that banks used to document their loans to farmers, the...

English (PDF)

Agricultural Collateral Assessment Deed

This form is useful to record the location and value of goods in cases where the bank is lending against raw materials placed in a warehouse or other secured storage facility.

English (PDF)

Product Sheets

Banks summarize product information on a product sheet, and here we present several agricultural product sheets showing key loan information, including size limits, tenor, acceptable collateral coverage, repayment criteria, interest rates and fees....

Product Sheets.pdf